{
    "id": 20,
    "date": "2023-10-02T11:59:11",
    "date_gmt": "2023-10-02T11:59:11",
    "guid": {
        "rendered": "https:\/\/dev.familiegrondwet.co.za\/?page_id=20"
    },
    "modified": "2026-04-12T14:56:13",
    "modified_gmt": "2026-04-12T12:56:13",
    "slug": "home",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/dev.familiegrondwet.co.za\/en_za\/",
    "title": {
        "rendered": "Home"
    },
    "content": {
        "rendered": "<div data-elementor-type=\"wp-page\" data-elementor-id=\"20\" class=\"elementor elementor-20\" data-elementor-settings=\"{&quot;scroll_snap&quot;:&quot;yes&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-5588f5e e-con-full e-flex e-con e-parent\" data-id=\"5588f5e\" data-element_type=\"container\" id=\"intro\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9b7d5c1 e-flex e-con-boxed e-con e-child\" data-id=\"9b7d5c1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-87b844f e-con-full e-flex e-con e-child\" data-id=\"87b844f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40cefcc elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"40cefcc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Wealth protection<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be2cf34 elementor-widget elementor-widget-heading\" data-id=\"be2cf34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">For future generations<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca6003e elementor-widget elementor-widget-text-editor\" data-id=\"ca6003e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Galileo Advice (Pty) Ltd is \u2018n geregistreede Finansi\u00eble Dienste Verskaffer (FSP) wat spesialiseer in die samestelling van Familie Grondwet, Finansi\u00eble Beplanning, Welvaartbeskerming en die suksesvolle oordrag van bates na toekomstige generasies. Galileo Advice (Pty) Ltd is \u2018n filiaal van Galileo Capital (Pty) Ltd. Galileo Advice se kantore is in Hyde Park, Johannesburg, ons dienste strek reg oor Suid-Afrika.<\/span><\/p><p><strong>Ons kli\u00ebnte is hoofsaaklik:<\/strong><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Familie besighede<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Welvarende families\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Individue.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-ed549ab e-flex e-con-boxed e-con e-parent\" data-id=\"ed549ab\" data-element_type=\"container\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d7f1d5 e-con-full e-flex e-con e-child\" data-id=\"6d7f1d5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-02aa7b4 e-con-full e-flex e-con e-child\" data-id=\"02aa7b4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1679e6c e-con-full e-flex e-con e-child\" data-id=\"1679e6c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ca0d2b e-con-full e-flex e-con e-child\" data-id=\"3ca0d2b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5d385e5 e-con-full e-flex e-con e-child\" data-id=\"5d385e5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de57ba4 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"de57ba4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfc1f38 elementor-widget elementor-widget-heading\" data-id=\"bfc1f38\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Welvaart Bestuur en Finansi\u00eble Beplanning\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afd1416 elementor-widget elementor-widget-text-editor\" data-id=\"afd1416\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Finansi\u00eble Beplanning<\/span><\/li><li><span style=\"font-weight: 400;\">Aftree Beplanning<\/span><\/li><li><span style=\"font-weight: 400;\">Begroting Uiteensetting<\/span><\/li><li><span style=\"font-weight: 400;\">Opleiding en opvoeding <\/span><span style=\"font-weight: 400;\">in finansi\u00eble geletterdheid \u2013 Vir die volgende generasie<\/span><\/li><li><span style=\"font-weight: 400;\">Beleggings advise<\/span><\/li><li><span style=\"font-weight: 400;\">Belegging strategie\u00eb en Bate Allokasie<\/span><\/li><li><span style=\"font-weight: 400;\">Boedelbeplanning<\/span><\/li><li><span style=\"font-weight: 400;\">Deurlopende hersiening van verskillende beleggings en strukture om te verseker die familie bereik hulle doelwitte<\/span><\/li><li><span style=\"font-weight: 400;\">Buitelandse Beleggings<\/span><\/li><li><span style=\"font-weight: 400;\">Eksternalisering van kapitaal en die aansoek vir belastingklarings<\/span><\/li><li><span style=\"font-weight: 400;\">Hulp met die opstel van \u2018n noodfonds<\/span><\/li><li><span style=\"font-weight: 400;\">Hulp met \u2018n opleiding fonds<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-05304f5 e-con-full e-flex e-con e-child\" data-id=\"05304f5\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40fad8f e-con-full e-flex e-con e-child\" data-id=\"40fad8f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24fe813 elementor-widget elementor-widget-spacer\" data-id=\"24fe813\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-128f331 e-con-full e-flex e-con e-child\" data-id=\"128f331\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76349ef elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"76349ef\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"667\" height=\"667\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/conflict.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-668\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/conflict.webp 667w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/conflict-300x300.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/conflict-150x150.webp 150w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/conflict-12x12.webp 12w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb1c9bb e-con-full e-flex e-con e-child\" data-id=\"eb1c9bb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-69991ec e-con-full e-flex e-con e-child\" data-id=\"69991ec\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1c70a9c e-con-full e-flex e-con e-child\" data-id=\"1c70a9c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a22723f elementor-widget elementor-widget-spacer\" data-id=\"a22723f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1404abb e-con-full e-flex e-con e-child\" data-id=\"1404abb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23f76a3 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"23f76a3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"667\" height=\"667\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/council.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-669\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/council.webp 667w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/council-300x300.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/council-150x150.webp 150w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/council-12x12.webp 12w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e32158 elementor-widget elementor-widget-heading\" data-id=\"6e32158\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Trust en Fidusi\u00ebre Dienste<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bae83f elementor-widget elementor-widget-text-editor\" data-id=\"2bae83f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Ons bied die volgende dienste deur Galileo Advice:<\/span><\/li><li><span style=\"font-weight: 400;\">Prenups <\/span><span style=\"font-weight: 400;\">en Testamente<\/span><\/li><li><span style=\"font-weight: 400;\">Trust Administrasie<\/span><\/li><li><span style=\"font-weight: 400;\">Strukturering<\/span><\/li><li><span style=\"font-weight: 400;\">Buitelandse Trusts<\/span><\/li><li><span style=\"font-weight: 400;\">Benoemde Dienste<\/span><\/li><li><span style=\"font-weight: 400;\">Eksekuteur Dienste<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef3f9a7 elementor-widget elementor-widget-heading\" data-id=\"ef3f9a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Familie Grondwet<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0936d88 elementor-widget elementor-widget-text-editor\" data-id=\"0936d88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-weight: 400;\">Opstel van die grondwet<\/span><\/li><li><span style=\"font-weight: 400;\">Ons versker dat kontinu\u00efteit reg beplan word in terme van familie besighede<\/span><\/li><li><span style=\"font-weight: 400;\">Opvolger beplanning<\/span><\/li><li><span style=\"font-weight: 400;\">Ons dien as voorsitter van familie grondwet vergaderings en byeenkomste<\/span><\/li><li><span style=\"font-weight: 400;\">Familie Aandeelhouding<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-8b54d7f e-con-full e-flex e-con e-parent\" data-id=\"8b54d7f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a15477 elementor-widget elementor-widget-heading\" data-id=\"6a15477\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3-CIRCLE MODEL<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae9b82a e-flex e-con-boxed e-con e-child\" data-id=\"ae9b82a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fddd0ba e-con-full e-flex e-con e-child\" data-id=\"fddd0ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93aca7c elementor-widget elementor-widget-text-editor\" data-id=\"93aca7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In a non-family business, shareholders (or owners) and management must simply implement the strategy and focus on the business. Family businesses, however, have more complexities as illustrated by the 3-circle model.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2931079 e-con-full e-flex e-con e-child\" data-id=\"2931079\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fddc0e9 elementor-widget elementor-widget-text-editor\" data-id=\"fddc0e9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Three stakeholder groups overlap in a family business: ownership (such as shareholders), family, and business. The three groups must work together to ensure that the family business thrives.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa9347c e-flex e-con-boxed e-con e-child\" data-id=\"aa9347c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42dcb4f elementor-widget elementor-widget-image\" data-id=\"42dcb4f\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"905\" height=\"554\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/10\/home-general.webp\" class=\"attachment-full size-full wp-image-1011\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/10\/home-general.webp 905w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/10\/home-general-300x184.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/10\/home-general-768x470.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/10\/home-general-18x12.webp 18w\" sizes=\"(max-width: 905px) 100vw, 905px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-801db33 elementor-widget elementor-widget-image\" data-id=\"801db33\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t\t<style>.elementor-element-801db33{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a9b43d e-flex e-con-boxed e-con e-child\" data-id=\"9a9b43d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-454794f e-con-full e-flex e-con e-child\" data-id=\"454794f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4175686 elementor-widget elementor-widget-heading\" data-id=\"4175686\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PERMUTATIONS INCLUDE:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6b55b8 elementor-widget elementor-widget-text-editor\" data-id=\"a6b55b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ol><li>Some family members work for the business.<\/li><li>Some family members own the business.<\/li><li>Some family members are not involved in the business.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-f0c67e7 e-flex e-con-boxed e-con e-parent\" data-id=\"f0c67e7\" data-element_type=\"container\" id=\"drafting_a_constitution\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fa068da e-con-full e-flex e-con e-child\" data-id=\"fa068da\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6f362cc e-con-full e-flex e-con e-child\" data-id=\"6f362cc\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6b181bf e-con-full e-flex e-con e-child\" data-id=\"6b181bf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4522928 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"4522928\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Drafting a family<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc32e4b elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"cc32e4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">CONSTITUTION\n\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5a8c71 e-con-full e-flex e-con e-child\" data-id=\"a5a8c71\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b75fd9 elementor-widget elementor-widget-spacer\" data-id=\"2b75fd9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b707ba7 e-con-full e-flex e-con e-child\" data-id=\"b707ba7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2e301d6 e-con-full e-flex e-con e-child\" data-id=\"2e301d6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e454daf e-con-full e-flex e-con e-child\" data-id=\"e454daf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7b4fb96 e-con-full e-flex e-con e-child\" data-id=\"7b4fb96\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-330c735 elementor-widget elementor-widget-text-editor\" data-id=\"330c735\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The process of drafting the <strong>FAMILY CONSTITUTION <\/strong>is just as important as the document itself. Family businesses are like fingerprints \u2013 no two are alike. The values, rules, and principles that work for one may not apply to another.<\/p><p>The relationship between the individuals in the family business is much more important than the paper that regulates that relationship! There are <u>two<\/u> main goals that you want to achieve before you start the <strong>FAMILY CONSTITUTION PROCESS<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cda1210 e-con-full e-flex e-con e-child\" data-id=\"cda1210\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9811e elementor-widget elementor-widget-image\" data-id=\"6f9811e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting-768x512.webp\" class=\"attachment-medium_large size-medium_large wp-image-839\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting-768x512.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting-300x200.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting-1024x683.webp 1024w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting-18x12.webp 18w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/drafting.webp 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3984767 e-con-full e-flex e-con e-child\" data-id=\"3984767\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6d4556f e-con-full e-flex e-con e-child\" data-id=\"6d4556f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-15a4d9b e-con-full e-flex e-con e-child\" data-id=\"15a4d9b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cba255a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"cba255a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a32c095 e-con-full e-flex e-con e-child\" data-id=\"a32c095\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a37003 elementor-widget elementor-widget-text-editor\" data-id=\"4a37003\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The family\u2019s vision and dream must be formulated, and it must be ensured that everyone is aligned with this family dream. This requires a consultation process to understand everyone\u2019s dreams and needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c687f28 e-con-full e-flex e-con e-child\" data-id=\"c687f28\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c0f2011 e-con-full e-flex e-con e-child\" data-id=\"c0f2011\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e057f1c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e057f1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-123df66 e-con-full e-flex e-con e-child\" data-id=\"123df66\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-003371e elementor-widget elementor-widget-text-editor\" data-id=\"003371e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The underlying emotional tensions and conflicts must be explored and resolved to prevent them from undermining the <strong>FAMILY CONSTITUTION\u2019S <\/strong>effectiveness.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-91f3c85 e-con-full e-flex e-con e-child\" data-id=\"91f3c85\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-66be158 e-con-full e-flex e-con e-child\" data-id=\"66be158\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f2a238 elementor-widget elementor-widget-text-editor\" data-id=\"9f2a238\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>REMEMBER! Drafting a <strong>FAMILY CONSTITUTION <\/strong>is not a quick process, and often takes a year to finalise.<\/p><p>Implementation is crucial. Therefore, Galileo Advice assists family businesses in facilitating the first Family Forum meeting approximately six months after the signing of the <strong>FAMILY CONSTITUTION<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f07104c e-con-full e-flex e-con e-child\" data-id=\"f07104c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c47c8bf elementor-widget elementor-widget-text-editor\" data-id=\"c47c8bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>George Robertson <\/strong>and <strong>Monique Br\u00e4sler <\/strong>from Galileo Advice will meet with the whole family and each family member individually. They help shape a shared family dream while understanding everyone\u2019s expectations. With these insights, they create a straightforward <strong>FAMILY CONSTITUTION <\/strong>framework of 15- 25 key points which all family members must agree to. Once everyone approves, the actual drafting of the <strong>FAMILY CONSTITUTION <\/strong>begins.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-e595513 e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"e595513\" data-element_type=\"container\" id=\"why-a-family-constitution\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d6b675c e-con-full e-flex e-con e-child\" data-id=\"d6b675c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b1b781 e-flex e-con-boxed e-con e-child\" data-id=\"0b1b781\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3c05fa6 e-con-full e-flex e-con e-child\" data-id=\"3c05fa6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaadfee elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"aaadfee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why a family constitution?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-931377f e-con-full e-flex e-con e-child\" data-id=\"931377f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-583dc3e elementor-widget elementor-widget-spacer\" data-id=\"583dc3e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e41da5 e-con-full e-flex e-con e-child\" data-id=\"8e41da5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a224250 e-con-full e-flex e-con e-child\" data-id=\"a224250\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0200605 e-con-full e-flex e-con e-child\" data-id=\"0200605\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00af934 elementor-widget elementor-widget-heading\" data-id=\"00af934\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">With different and shared interests in a family business, one can understand why only a handful of family businesses manage to withstand the test of time to survive over generations.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9651db e-flex e-con-boxed e-con e-child\" data-id=\"d9651db\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5a98e10 e-con-full e-flex e-con e-child\" data-id=\"5a98e10\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-79501bf e-con-full e-flex e-con e-child\" data-id=\"79501bf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4254f8 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"e4254f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution01-300x300.webp\" class=\"attachment-medium size-medium wp-image-724\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution01-300x300.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution01-150x150.webp 150w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution01-12x12.webp 12w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution01.webp 749w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c840f6 e-con-full e-flex e-con e-child\" data-id=\"2c840f6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a6cb9a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1a6cb9a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution02-300x300.webp\" class=\"attachment-medium size-medium wp-image-725\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution02-300x300.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution02-150x150.webp 150w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution02-12x12.webp 12w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/why-family-constitution02.webp 749w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a40c5f2 e-con-full e-flex e-con e-child\" data-id=\"a40c5f2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60ac3bb elementor-widget elementor-widget-heading\" data-id=\"60ac3bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">A family grows faster than the business grows!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42a1850 elementor-widget elementor-widget-heading\" data-id=\"42a1850\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>Conflict<\/b>, <b>uncertainty<\/b>, <b>expectations<\/b>, <b>rights<\/b>, and <b>obligations<\/b> of all individuals must be defined and managed in a family business.\nTherefore, every family business must draft a basic agreement to survive. This is called a <b>FAMILY CONSTITUTION.<\/b>\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a681018 e-con-full e-flex e-con e-parent\" data-id=\"a681018\" data-element_type=\"container\" id=\"building-blocks\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7587f15 e-con-full e-flex e-con e-child\" data-id=\"7587f15\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69c96ec elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"69c96ec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Building Blocks of a Family Constitution<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eba1d34 elementor-widget elementor-widget-heading\" data-id=\"eba1d34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">The building blocks of the FAMILY CONSTITUTION\nare depicted as a family home - <b>come inside!<\/b>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1a1e6e e-con-full e-flex e-con e-child\" data-id=\"d1a1e6e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d39155 elementor-widget elementor-widget-html\" data-id=\"2d39155\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"html.default\">\n\t\t\t\t\t<svg id=\"house-english\" data-name=\"Layer 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 2424.17 973.38\">\r\n\r\n  <g id=\"section-Succession\" class=\"structure\">\r\n    <a href=\"#block-succession\">\r\n      <g class=\"color\" id=\"color\">\r\n        <path 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d=\"M1174.77,229.23h11.41c5.86,0,9.84,3.3,9.84,8.54,0,5.99-4.54,8.74-9.97,8.74h-5.3v10.3h-5.97v-27.57ZM1180.74,241.76h4.55c2.76,0,4.71-1.06,4.71-3.88s-2.06-3.91-4.58-3.91h-4.67v7.78Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1203.3,250.44l-2.15,6.37h-5.86l9.36-27.57h7.49l9.77,27.57h-6.27l-2.27-6.37h-10.07ZM1212.09,245.55c-1.96-5.82-3.21-9.54-3.87-12.01h-.04c-.68,2.72-2.06,7.04-3.63,12.01h7.54Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1225.45,256.81v-27.57h7.39c3.44,6.19,9.81,17.36,11.08,20.36h.08c-.31-2.88-.31-7.67-.31-12.19v-8.17h5.4v27.57h-7.01c-2.96-5.39-10.02-18.21-11.38-21.4h-.08c.2,2.41.27,8.08.27,13.01v8.39h-5.44Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1261.65,229.23v27.57h-5.96v-27.57h5.96Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1287.22,244.92h-13.19v7h14.55l-.71,4.89h-19.62v-27.57h19.55v4.89h-13.77v5.91h13.19v4.89Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1297.37,248.73c.63,2.77,2.62,3.98,5.81,3.98s4.54-1.26,4.54-3.28c0-2.24-1.33-3.22-6.04-4.32-7.5-1.76-9.36-4.49-9.36-8.21,0-4.81,3.59-8.07,10.12-8.07,7.32,0,10.24,3.94,10.63,7.97h-6.01c-.29-1.7-1.23-3.54-4.78-3.54-2.42,0-3.88,1-3.88,2.96s1.17,2.7,5.63,3.73c8.02,1.89,9.78,4.87,9.78,8.76,0,5.03-3.81,8.49-11.1,8.49s-10.69-3.45-11.35-8.47h6.01Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1333.58,250.44l-2.15,6.37h-5.86l9.36-27.57h7.49l9.77,27.57h-6.27l-2.27-6.37h-10.07ZM1342.37,245.55c-1.96-5.82-3.21-9.54-3.87-12.01h-.04c-.68,2.72-2.06,7.04-3.63,12.01h7.54Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1355.73,256.81v-27.57h7.39c3.44,6.19,9.81,17.36,11.08,20.36h.08c-.31-2.88-.31-7.67-.31-12.19v-8.17h5.4v27.57h-7.01c-2.96-5.39-10.02-18.21-11.38-21.4h-.08c.2,2.41.27,8.08.27,13.01v8.39h-5.44Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1385.97,229.23h10.93c8.03,0,13.28,5.29,13.28,13.44s-5.09,14.13-13.53,14.13h-10.68v-27.57ZM1391.93,251.99h4.47c5.29,0,7.62-3.93,7.62-9.3,0-4.5-2.19-8.64-7.59-8.64h-4.5v17.94Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1429.51,256.81l-7.02-27.57h6.36c2.58,12.67,3.76,18.29,4.08,21.32h.04c1.05-5.06,3.71-14.66,5.32-21.32h5.36c1.42,5.29,4.21,15.99,5.1,21.04h.04c.92-6.07,3.62-16.75,4.59-21.04h5.79l-7.47,27.57h-6.18c-1.45-6.11-3.88-15.02-4.85-19.74h-.04c-1,4.91-3.49,14.19-4.96,19.74h-6.17Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1468.69,229.23v27.57h-5.96v-27.57h5.96Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1475.29,229.23h5.96v22.69h13.73l-.68,4.89h-19.02v-27.57Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1498.52,229.23h5.96v22.69h13.73l-.68,4.89h-19.02v-27.57Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1526.64,248.73c.63,2.77,2.62,3.98,5.81,3.98s4.54-1.26,4.54-3.28c0-2.24-1.33-3.22-6.04-4.32-7.5-1.76-9.36-4.49-9.36-8.21,0-4.81,3.59-8.07,10.12-8.07,7.32,0,10.24,3.94,10.63,7.97h-6.01c-.29-1.7-1.23-3.54-4.78-3.54-2.42,0-3.88,1-3.88,2.96s1.17,2.7,5.63,3.73c8.02,1.89,9.78,4.87,9.78,8.76,0,5.03-3.81,8.49-11.1,8.49s-10.68-3.45-11.35-8.47h6.01Z\" style=\"fill: #fff;\"\/>\r\n      <\/g>\r\n    <\/a>\r\n  <\/g>\r\n  <g id=\"section-Financial-capital\" class=\"structure\">\r\n    <a href=\"#block-financial-capital\">\r\n      <g class=\"color\" id=\"color-6\" data-name=\"color\">\r\n        <path d=\"M681.26,342.68h81.17v534.82h-81.17V342.68Z\" style=\"fill: #1e3645;\"\/>\r\n        <rect x=\"668.27\" y=\"321.97\" width=\"93.94\" height=\"16.98\" style=\"fill: #1e3645;\"\/>\r\n        <path d=\"M762.42,881.1v14.82h-94.89v-14.82h94.89Z\" style=\"fill: #1e3645;\"\/>\r\n      <\/g>\r\n      <g class=\"title\" id=\"title-6\" data-name=\"title\">\r\n        <path d=\"M705.08,800.72v-19.39h4.9v13.53h6.77v-12.67h4.9v12.67h11.07v5.87h-27.64Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,770.86h27.64v6.01h-27.64v-6.01Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M732.71,764.22h-27.64v-7.44c6.21-3.47,17.4-9.88,20.41-11.16v-.08c-2.88.31-7.68.31-12.22.31h-8.19v-5.44h27.64v7.06c-5.4,2.98-18.26,10.09-21.45,11.47v.08c2.42-.2,8.09-.27,13.04-.27h8.41v5.48Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M726.33,728.59l6.38,2.17v5.91l-27.64-9.43v-7.55l27.64-9.84v6.31l-6.38,2.28v10.15ZM721.43,719.74c-5.83,1.97-9.56,3.23-12.04,3.9v.04c2.72.68,7.06,2.07,12.04,3.65v-7.59Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M732.71,706.28h-27.64v-7.44c6.21-3.47,17.4-9.88,20.41-11.16v-.08c-2.88.31-7.68.31-12.22.31h-8.19v-5.44h27.64v7.06c-5.4,2.98-18.26,10.09-21.45,11.47v.08c2.42-.2,8.09-.27,13.04-.27h8.41v5.48Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M724.19,652.28c5.16,1.12,8.91,5.02,8.91,11.98,0,8.81-6.2,12.97-14.06,12.97s-14.37-4.3-14.37-13.26c0-7.4,4.32-10.98,8.94-11.66v6.01c-2.13.58-4.25,2.07-4.25,5.85,0,4.95,4.43,6.87,9.46,6.87,4.67,0,9.59-1.66,9.59-7.03,0-3.92-2.61-5.16-4.22-5.68v-6.04Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,641.65h27.64v6.01h-27.64v-6.01Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M726.33,629.84l6.38,2.17v5.91l-27.64-9.43v-7.54l27.64-9.84v6.31l-6.38,2.28v10.15ZM721.43,620.99c-5.83,1.97-9.56,3.23-12.04,3.9v.04c2.72.68,7.06,2.07,12.04,3.65v-7.59Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,607.53v-6.01h22.74v-13.84l4.9.69v19.16h-27.64Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M724.19,550.59c5.16,1.12,8.91,5.02,8.91,11.98,0,8.81-6.2,12.97-14.06,12.97s-14.37-4.3-14.37-13.26c0-7.4,4.32-10.98,8.94-11.66v6.01c-2.13.58-4.25,2.07-4.25,5.85,0,4.95,4.43,6.87,9.46,6.87,4.67,0,9.59-1.66,9.59-7.03,0-3.92-2.61-5.16-4.22-5.68v-6.04Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M726.33,540.76l6.38,2.17v5.91l-27.64-9.43v-7.55l27.64-9.84v6.31l-6.38,2.28v10.15ZM721.43,531.9c-5.83,1.97-9.56,3.23-12.04,3.9v.04c2.72.68,7.06,2.07,12.04,3.65v-7.59Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,518.45v-11.49c0-5.9,3.31-9.91,8.56-9.91,6,0,8.76,4.57,8.76,10.05v5.34h10.32v6.01h-27.64ZM717.64,512.44v-4.58c0-2.78-1.06-4.74-3.89-4.74s-3.92,2.07-3.92,4.62v4.71h7.8Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,486.54h27.64v6.01h-27.64v-6.01Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M709.97,473.98v8.44h-4.9v-22.86h4.9v8.41h22.74v6.01h-22.74Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M726.33,453.65l6.38,2.17v5.91l-27.64-9.43v-7.55l27.64-9.84v6.31l-6.38,2.28v10.15ZM721.43,444.8c-5.83,1.97-9.56,3.23-12.04,3.9v.04c2.72.69,7.06,2.07,12.04,3.65v-7.59Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M705.08,431.34v-6.01h22.74v-13.84l4.9.69v19.16h-27.64Z\" style=\"fill: #fff;\"\/>\r\n      <\/g>\r\n    <\/a>\r\n  <\/g>\r\n  <g id=\"section-Human-capital\" class=\"structure\">\r\n    <a href=\"#block-human-capital\">\r\n      <g class=\"color\" id=\"color-7\" data-name=\"color\">\r\n        <path d=\"M1764.55,343.95v535.15h-78.95V343.95h78.95Z\" style=\"fill: #1e3645;\"\/>\r\n        <path d=\"M1777.54,322.97v16.99s-91.94,0-91.94,0c-.01-5.83.01-11.16,0-16.99h91.94Z\" style=\"fill: #1e3645;\"\/>\r\n        <path d=\"M1781.54,882.43v12.99h-95.94v-12.99c31.98,0,63.96,0,95.94,0Z\" style=\"fill: #1e3645;\"\/>\r\n      <\/g>\r\n      <g class=\"title\" id=\"title-7\" data-name=\"title\">\r\n        <path d=\"M1711.26,773.03v-5.98h10.78v-11.12h-10.78v-5.98h27.64v5.98h-11.96v11.12h11.96v5.98h-27.64Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1711.26,737.72h16.47c5.3,0,6.87-2.73,6.87-5.71,0-3.42-1.86-5.57-6.87-5.57h-16.47v-5.98h16.17c9.45,0,11.86,5.53,11.86,11.63s-2.51,11.61-11.74,11.61h-16.28v-5.99Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1728.53,691.07c-4.72,0-10-.08-13.13-.2v.19c5.64,1.3,14.85,4.06,23.49,6.71v5.09c-7.56,2.02-18.05,4.87-23.57,6.09v.19c3.24-.24,8.93-.35,13.67-.35h9.9v5.45h-27.64v-8.89c7.22-2.15,16.28-4.57,20.4-5.4v-.04c-3.63-.68-13.32-3.71-20.4-6.02v-8.57h27.64v5.76h-10.37Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1732.52,673.54l6.38,2.16v5.87l-27.64-9.38v-7.51l27.64-9.79v6.28l-6.38,2.27v10.1ZM1727.62,664.73c-5.83,1.96-9.56,3.21-12.04,3.88v.04c2.72.68,7.06,2.06,12.04,3.63v-7.55Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1738.9,651.34h-27.64v-7.41c6.21-3.45,17.4-9.83,20.41-11.1v-.08c-2.88.31-7.68.31-12.22.31h-8.19v-5.42h27.64v7.02c-5.4,2.97-18.26,10.04-21.45,11.41v.08c2.42-.2,8.09-.27,13.04-.27h8.41v5.45Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1730.38,587.92c5.16,1.11,8.91,5,8.91,11.92,0,8.76-6.2,12.91-14.06,12.91s-14.37-4.27-14.37-13.19c0-7.36,4.32-10.93,8.94-11.6v5.98c-2.13.58-4.25,2.06-4.25,5.82,0,4.93,4.43,6.83,9.46,6.83,4.67,0,9.59-1.65,9.59-6.99,0-3.9-2.61-5.13-4.22-5.65v-6.01Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1732.52,578.14l6.38,2.16v5.87l-27.64-9.38v-7.51l27.64-9.79v6.28l-6.38,2.27v10.1ZM1727.62,569.33c-5.83,1.96-9.56,3.21-12.04,3.88v.04c2.72.68,7.06,2.06,12.04,3.63v-7.55Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1711.26,555.94v-11.43c0-5.87,3.31-9.86,8.56-9.86,6,0,8.76,4.55,8.76,10v5.31h10.32v5.98h-27.64ZM1723.82,549.96v-4.56c0-2.77-1.06-4.72-3.89-4.72s-3.92,2.06-3.92,4.6v4.69h7.8Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1711.26,524.19h27.64v5.98h-27.64v-5.98Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1716.16,511.7v8.4h-4.9v-22.74h4.9v8.37h22.74v5.98h-22.74Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1732.52,491.48l6.38,2.16v5.87l-27.64-9.38v-7.51l27.64-9.79v6.28l-6.38,2.27v10.1ZM1727.62,482.67c-5.83,1.96-9.56,3.21-12.04,3.88v.04c2.72.68,7.06,2.06,12.04,3.63v-7.55Z\" style=\"fill: #fff;\"\/>\r\n        <path d=\"M1711.26,469.28v-5.98h22.74v-13.77l4.9.68v19.06h-27.64Z\" style=\"fill: #fff;\"\/>\r\n      <\/g>\r\n    <\/a>\r\n  <\/g>\r\n<\/svg>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3b1941 elementor-widget elementor-widget-html\" data-id=\"c3b1941\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.elementor-element-c3b1941{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-6475fba e-con-full e-flex e-con e-parent\" data-id=\"6475fba\" data-element_type=\"container\" id=\"did-you-know\">\n\t\t<div class=\"elementor-element elementor-element-861d5c3 e-flex e-con-boxed e-con e-child\" data-id=\"861d5c3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6c26f39 e-con-full e-flex e-con e-child\" data-id=\"6c26f39\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ed42902 e-con-full e-flex e-con e-child\" data-id=\"ed42902\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af58fa5 elementor-widget elementor-widget-heading\" data-id=\"af58fa5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">DID YOU KNOW?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5628531 e-con-full e-flex e-con e-child\" data-id=\"5628531\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a17bad elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"4a17bad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">85%<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d501eb elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"9d501eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">of local family businesses will not survive beyond the third generation.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-939bb18 elementor-widget elementor-widget-heading\" data-id=\"939bb18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Draft a <b>FAMILY CONSTITUTION<\/b> with the help of Galileo Advice and ensure that your family asset is preserved for future generations.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a53f56 e-con-full e-flex e-con e-child\" data-id=\"9a53f56\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-83ee06f e-con-full e-flex e-con e-child\" data-id=\"83ee06f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6dd45d elementor-widget elementor-widget-heading\" data-id=\"d6dd45d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">With proper planning, your family business can avoid becoming another statistic.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-128bd90 e-flex e-con-boxed e-con e-parent\" data-id=\"128bd90\" data-element_type=\"container\" id=\"family_dream\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-34b20f7 e-con-full e-flex e-con e-child\" data-id=\"34b20f7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c404cb5 e-con-full e-flex e-con e-child\" data-id=\"c404cb5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a047608 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"a047608\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. The family dream<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-809ca76 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"809ca76\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AS UNDERLYING STRUCTURE<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb9fbea e-con-full e-flex e-con e-child\" data-id=\"eb9fbea\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-355e598 elementor-widget elementor-widget-spacer\" data-id=\"355e598\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b5a72f e-con-full e-flex e-con e-child\" data-id=\"6b5a72f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44b30e3 elementor-widget elementor-widget-text-editor\" data-id=\"44b30e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The family dream is the cornerstone of every successful family business. This is the foundation where effective communication strategies must be initiated.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c676e9 e-con-full e-flex e-con e-child\" data-id=\"3c676e9\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-16f76fc e-con-full e-flex e-con e-child\" data-id=\"16f76fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-abbfa61 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"abbfa61\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-question-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.997-111.043 248-248 248S8 392.997 8 256C8 119.083 119.043 8 256 8s248 111.083 248 248zM262.655 90c-54.497 0-89.255 22.957-116.549 63.758-3.536 5.286-2.353 12.415 2.715 16.258l34.699 26.31c5.205 3.947 12.621 3.008 16.665-2.122 17.864-22.658 30.113-35.797 57.303-35.797 20.429 0 45.698 13.148 45.698 32.958 0 14.976-12.363 22.667-32.534 33.976C247.128 238.528 216 254.941 216 296v4c0 6.627 5.373 12 12 12h56c6.627 0 12-5.373 12-12v-1.333c0-28.462 83.186-29.647 83.186-106.667 0-58.002-60.165-102-116.531-102zM256 338c-25.365 0-46 20.635-46 46 0 25.364 20.635 46 46 46s46-20.636 46-46c0-25.365-20.635-46-46-46z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da80d00 e-con-full e-flex e-con e-child\" data-id=\"da80d00\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-432b86c elementor-widget elementor-widget-text-editor\" data-id=\"432b86c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>What constitutes your unique family dream?<br><span style=\"font-style: inherit; font-weight: inherit;\">Are all stakeholders aligned with this dream?<br>Is there a collective commitment to ensuring the business\u2019s longevity over generations? Parents may have this dream, but how does the younger generation think and feel about it?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-def8939 elementor-widget elementor-widget-text-editor\" data-id=\"def8939\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Deciding on the family dream is not only beneficial \u2013 it is essential for the sustained cohesion of your family business. All stakeholders must embrace the core values and principles that underpin this dream. Once agreed upon, this shared family dream and strategic outlook can be effectively implemented through a clearly defined vision and mission statement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-816ed57 elementor-widget elementor-widget-image\" data-id=\"816ed57\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"488\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-1536x488.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-321\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-1536x488.webp 1536w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-300x95.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-1024x325.webp 1024w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-768x244.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream-18x6.webp 18w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/family-dream.webp 1800w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-3b3d2e8 e-flex e-con-boxed e-con e-parent\" data-id=\"3b3d2e8\" data-element_type=\"container\" id=\"financial_capital\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bbd700d e-con-full e-flex e-con e-child\" data-id=\"bbd700d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6afabda e-con-full e-flex e-con e-child\" data-id=\"6afabda\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2dde975 e-con-full e-flex e-con e-child\" data-id=\"2dde975\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcaee2d elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"fcaee2d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Financial capital<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb48445 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"fb48445\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AS A PILLAR<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b3708a e-con-full e-flex e-con e-child\" data-id=\"0b3708a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0a52e3 elementor-widget elementor-widget-spacer\" data-id=\"b0a52e3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af50e6b e-con-full e-flex e-con e-child\" data-id=\"af50e6b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c159e elementor-widget elementor-widget-text-editor\" data-id=\"f2c159e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Every successful family business requires a robust financial capital framework to ensure longevity. This framework extends beyond merely maintaining a healthy balance sheet \u2013 it encompasses several critical components that ensure financial stability across generations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b3ae4e e-con-full e-flex e-con e-child\" data-id=\"2b3ae4e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-be89723 e-con-full e-flex e-con e-child\" data-id=\"be89723\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b68e49c elementor-widget elementor-widget-heading\" data-id=\"b68e49c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">STRATEGIC DEBT MANAGEMENT<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c7956 elementor-widget elementor-widget-text-editor\" data-id=\"74c7956\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Clear debt guidelines are essential. A policy defining optimal debt levels protects against overleveraging while supporting growth.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53a8d21 elementor-widget elementor-widget-heading\" data-id=\"53a8d21\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">WEALTH MANAGEMENT STRATEGY<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f23d948 elementor-widget elementor-widget-text-editor\" data-id=\"f23d948\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The <strong>FAMILY CONSTITUTION<\/strong> should contain guidelines for drafting a wealth management strategy, which deals with the diversification of investments (across jurisdictions and asset classes). This should preferably be drafted with the guidance of a professional financial advisor.<\/p><p>The Galileo Advice team frequently encounters scenarios where the founding generation personally guarantees business credit facilities. Such arrangements require careful review to prevent a scenario where the credit facility must be settled when the older generation passes away. A comprehensive life coverage assessment is essential to ensure business continuity and protect against unexpected financial shortfall or disruption.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e6573d e-con-full e-flex e-con e-child\" data-id=\"4e6573d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b571711 elementor-widget elementor-widget-image\" data-id=\"b571711\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"675\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/financial-capital-768x675.webp\" class=\"attachment-medium_large size-medium_large wp-image-431\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/financial-capital-768x675.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/financial-capital-300x264.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/financial-capital-14x12.webp 14w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/financial-capital.webp 1024w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb4ddc9 e-con-full e-flex e-con e-child\" data-id=\"fb4ddc9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5918b5d elementor-blockquote--skin-quotation elementor-blockquote--align-right elementor-widget elementor-widget-blockquote\" data-id=\"5918b5d\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tA family that farms must have a passion for planting, not for money.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Christie Truter,Truter Farming Trust<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbebfa elementor-widget elementor-widget-heading\" data-id=\"1bbebfa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Remuneration Framework<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c28437f elementor-widget elementor-widget-text-editor\" data-id=\"c28437f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Family discord can stem from an inadequate remuneration framework, particularly when some family members are employed by the family business, and others are not. Family members employed by the family business usually prioritise long-term growth and capital expansion, while family members not employed by the business may favour dividend distributions. The <strong>FAMILY CONSTITUTION<\/strong> must carefully align these different interests to foster harmonious family relationships. Holistic financial planning must also be done for each family member and the family business.<\/p><p>Family businesses often have to shoulder the financial burden to fund family members who are unable to retire. The <strong>FAMILY CONSTITUTION <\/strong>should establish mandatory financial planning protocols that enable individual independence. A robust remuneration framework (including dividend and distribution policies) should also be addressed. If the family owns joint lifestyle assets, the use and administration of these assets can also be defined in the <strong>FAMILY CONSTITUTION<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-e5e5391 e-flex e-con-boxed e-con e-parent\" data-id=\"e5e5391\" data-element_type=\"container\" id=\"human_capital\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b92f62 e-con-full e-flex e-con e-child\" data-id=\"0b92f62\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fa4d1c2 e-con-full e-flex e-con e-child\" data-id=\"fa4d1c2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5f5b20c e-con-full e-flex e-con e-child\" data-id=\"5f5b20c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d2effb elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"2d2effb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Human Capital<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbc6945 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"fbc6945\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AS A PILLAR<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09e7c62 e-con-full e-flex e-con e-child\" data-id=\"09e7c62\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ff4a5a elementor-widget elementor-widget-spacer\" data-id=\"3ff4a5a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-056089a e-con-full e-flex e-con e-child\" data-id=\"056089a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-edd2c34 e-con-full e-flex e-con e-child\" data-id=\"edd2c34\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d491c49 elementor-widget elementor-widget-image\" data-id=\"d491c49\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"679\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-1536x679.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-515\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-1536x679.webp 1536w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-300x133.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-1024x453.webp 1024w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-768x340.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital-18x8.webp 18w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/human-capital.webp 1800w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6312642 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"6312642\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aae765 elementor-blockquote--skin-quotation elementor-blockquote--align-right elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-blockquote\" data-id=\"4aae765\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t \t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\"> <\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-264c31a elementor-blockquote--skin-clean elementor-blockquote--align-right circle-quote elementor-widget-tablet__width-initial elementor-widget elementor-widget-blockquote\" data-id=\"264c31a\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tAt ZZ2, our family extends beyond the Van Zyl bloodline. We create a real home for every employee, and everything we do as a family reinforces that promise.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Tommie van Zyl, chief officer of ZZ2<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b0e7ee9 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"b0e7ee9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da543ee elementor-blockquote--skin-quotation elementor-blockquote--align-right elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-blockquote\" data-id=\"da543ee\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t \t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\"> <\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b43713b elementor-blockquote--skin-clean elementor-blockquote--align-right circle-quote elementor-widget-tablet__width-initial elementor-widget elementor-widget-blockquote\" data-id=\"b43713b\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tAt ZZ2, our family extends beyond the Van Zyl bloodline. We create a real home for every employee, and everything we do as a family reinforces that promise.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Tommie van Zyl, chief officer of ZZ2<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1963ea2 e-con-full e-flex e-con e-child\" data-id=\"1963ea2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1692e80 e-con-full e-flex e-con e-child\" data-id=\"1692e80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b088de elementor-widget elementor-widget-text-editor\" data-id=\"0b088de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Human capital is the assets in the family business that you can\u2019t quantify. Business owners often agree that the business is only as strong as its employees. Every family business must ensure that it hires the best people for each position, and that the employees and management are continuously encouraged and developed. The employees are an asset to your family business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f5ab40 e-con-full e-flex e-con e-child\" data-id=\"1f5ab40\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ffe66 elementor-widget elementor-widget-text-editor\" data-id=\"c8ffe66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Every stakeholder within the family business must adhere to a clearly defined framework of values and principles, formally documented within the <strong>FAMILY CONSTITUTION<\/strong>. Family businesses inherently possess an extraordinary wealth of intellectual capital, and the <strong>FAMILY CONSTITUTION <\/strong>must ensure that this intellectual capital is articulated, developed, and passed on to the next generations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-dfacd30 e-flex e-con-boxed e-con e-parent\" data-id=\"dfacd30\" data-element_type=\"container\" id=\"legal\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a992753 e-con-full e-flex e-con e-child\" data-id=\"a992753\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-15ce3ac e-con-full e-flex e-con e-child\" data-id=\"15ce3ac\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0d42336 e-con-full e-flex e-con e-child\" data-id=\"0d42336\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-767abed elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"767abed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4.\tLegal structuring<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bdcb1e elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"8bdcb1e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AS THE ROOF<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c946ae6 e-con-full e-flex e-con e-child\" data-id=\"c946ae6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab2489 elementor-widget elementor-widget-spacer\" data-id=\"0ab2489\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8dac5da e-con-full e-flex e-con e-child\" data-id=\"8dac5da\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ee088a7 e-con-full e-flex e-con e-child\" data-id=\"ee088a7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aed5615 elementor-widget elementor-widget-text-editor\" data-id=\"aed5615\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Legal structuring is the roof that protects the family home from various elements!<\/p><p>The transfer of assets and ownership over generations is dealt with by different documents in the various entities of the family business.<\/p><p>The <strong>FAMILY CONSTITUTION <\/strong>establishes a mandatory obligation for all income-generating family members to maintain valid, current wills and implement comprehensive estate planning strategies. Detailed guidelines are outlined within the <strong>FAMILY CONSTITUTION<\/strong>.<\/p><p>Succession of trust assets is regulated by the trust deed and letter of wishes, not through the will. A series of statutory documents regulates the trading of company assets. It is important for these documents of the various entities to have a common goal to ensure a smooth transition of assets and ownership.<\/p><p>The <strong>FAMILY CONSTITUTION <\/strong>describes the structures selected for business operations while establishing protocols for periodic reassessment of these entities in consultation with qualified tax, financial, and legal advisors.<\/p><p>The chosen ownership structure is also set out in the <strong>FAMILY CONSTITUTION <\/strong>and reviewed after, where necessary, professional tax, financial or legal advice has been sought. It is important to address the family\u2019s ever-changing needs and ownership strategy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6e96de e-con-full e-flex e-con e-child\" data-id=\"d6e96de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9153a8 elementor-widget elementor-widget-image\" data-id=\"b9153a8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"520\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring-768x520.webp\" class=\"attachment-medium_large size-medium_large wp-image-527\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring-768x520.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring-300x203.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring-1024x693.webp 1024w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring-18x12.webp 18w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/legal-structuring.webp 1200w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a24b02 e-con-full e-flex e-con e-child\" data-id=\"7a24b02\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9f8439 elementor-widget elementor-widget-text-editor\" data-id=\"f9f8439\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>The FAMILY CONSTITUTION <\/strong>also sets out the general principles of the ownership strategy and the ownership model that determines what rights or expectations future generations may have concerning the division or realisation of the family assets. The ownership strategy also contains more detailed provisions to, among other things, deal specifically with the circumstances when family assets are sold and to establish guidelines on how the capital will be used and\/or divided between family members in such cases. These provisions are important when some of the businesses (or shares in those businesses) are sold. It also contains principles to safeguard family assets in the event of a divorce.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-1e5eb0d e-flex e-con-boxed e-con e-parent\" data-id=\"1e5eb0d\" data-element_type=\"container\" id=\"succession\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d4ab1e e-con-full e-flex e-con e-child\" data-id=\"5d4ab1e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-397038f e-con-full e-flex e-con e-child\" data-id=\"397038f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f51c25 e-con-full e-flex e-con e-child\" data-id=\"4f51c25\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22e7b0a elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"22e7b0a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5.\tSuccession planning<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c50f715 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"c50f715\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">AS THE DOOR<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a0e571 e-con-full e-flex e-con e-child\" data-id=\"6a0e571\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ba95f4 elementor-widget elementor-widget-spacer\" data-id=\"0ba95f4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7649782 e-con-full e-flex e-con e-child\" data-id=\"7649782\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-422dfa7 e-con-full e-flex e-con e-child\" data-id=\"422dfa7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-568258c elementor-widget elementor-widget-image\" data-id=\"568258c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"789\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-1536x789.webp\" class=\"attachment-1536x1536 size-1536x1536 wp-image-529\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-1536x789.webp 1536w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-300x154.webp 300w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-1024x526.webp 1024w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-768x395.webp 768w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning-18x9.webp 18w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/08\/succession-planning.webp 1800w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4155bea e-con-full e-flex e-con e-child\" data-id=\"4155bea\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6a929c elementor-blockquote--skin-quotation elementor-blockquote--align-right elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-blockquote\" data-id=\"f6a929c\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t \t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\"> <\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-245e112 elementor-blockquote--skin-clean elementor-blockquote--align-right circle-quote elementor-widget elementor-widget-blockquote\" data-id=\"245e112\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tThe relationship between the older and younger generations is very important. Family businesses often fail because the older generation holds on to what they have built up, and does not want to transfer skills and control\nto the younger generation. \t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Claude Cloete, Eastern Cape farmer<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-069cefa e-con-full e-flex e-con e-child\" data-id=\"069cefa\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1e87ea7 e-con-full e-flex e-con e-child\" data-id=\"1e87ea7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9afb9a elementor-widget elementor-widget-text-editor\" data-id=\"c9afb9a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Succession planning is the door to the family home. The older generation must walk through the door of transition and retirement and open the door for the younger generation to step in. No family business can continue to exist over generations without the older generation passing the torch to the younger generation. Clear succession plans have to be included in the <strong>FAMILY CONSTITUTION <\/strong>to<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-362f25c e-con-full e-flex e-con e-child\" data-id=\"362f25c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0503c1f elementor-widget elementor-widget-text-editor\" data-id=\"0503c1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>ensure that none of the intellectual capital of the family business is lost. Some of the questions addressed in the succession plans are:<\/p><ul><li><strong>How is management transferred to the next generation?<\/strong><\/li><li><strong>Who is the successor?<\/strong><\/li><li><strong>Over what period does it take place?<\/strong><\/li><li><strong>What training, experience and character traits should the successor(s) have?<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f28619 elementor-blockquote--skin-quotation elementor-blockquote--align-center elementor-widget elementor-widget-blockquote\" data-id=\"7f28619\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tThis is not a place of giving up, surrendering, or giving away, it is about transferring on. \t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">\u2013 Breyten Breytenbach<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-35167ed e-con-full e-flex e-con e-parent\" data-id=\"35167ed\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-583e7c0 e-flex e-con-boxed e-con e-child\" data-id=\"583e7c0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca007d2 elementor-widget elementor-widget-heading\" data-id=\"ca007d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Being a steward means that the family business is more important than the individual, and everyone accepts the responsibility to leave it in a better position than he\/she received it.<br><br>\nThe greatest gift to a family business is to create a culture of stewardship and to draw up a <b>FAMILY CONSTITUTION<\/b> for a family business.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c60d61 e-flex e-con-boxed e-con e-child\" data-id=\"5c60d61\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9f12b25 e-con-full e-flex e-con e-child\" data-id=\"9f12b25\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20320a5 elementor-blockquote--skin-quotation elementor-blockquote--align-right elementor-blockquote--align-right elementor-widget elementor-widget-blockquote\" data-id=\"20320a5\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tI was the steward here for a while.\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">PG du Plessis, shortly before his death, referring to the family farm<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78328e6 e-con-full e-flex e-con e-child\" data-id=\"78328e6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49fab12 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"49fab12\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/elementor\/thumbs\/pg-duplessis-rbeeopckc09wrrqagfkt1cezvzi7ie808t14isy654.webp\" title=\"pg-duplessis\" alt=\"pg-duplessis\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc35e8b e-flex e-con-boxed e-con e-child\" data-id=\"dc35e8b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-089446e elementor-widget elementor-widget-heading\" data-id=\"089446e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Your children, grandchildren, and their descendants will be forever grateful to you for ensuring the survival of your family business through a <b>FAMILY CONSTITUTION!<\/b>\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a41ef1 elementor-widget elementor-widget-heading\" data-id=\"2a41ef1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Secure your family\u2019s legacy today!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-2404e80 e-con-full e-flex e-con e-parent\" data-id=\"2404e80\" data-element_type=\"container\" id=\"contact_us\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3f115f2 e-con-full e-flex e-con e-child\" data-id=\"3f115f2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5035653 e-con-full e-flex e-con e-child\" data-id=\"5035653\" data-element_type=\"container\" id=\"#contact_us\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1366b elementor-widget elementor-widget-image\" data-id=\"7c1366b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"573\" height=\"843\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-george.webp\" class=\"attachment-large size-large wp-image-850\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-george.webp 573w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-george-204x300.webp 204w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-george-8x12.webp 8w\" sizes=\"(max-width: 573px) 100vw, 573px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b8c834 e-con-full e-flex e-con e-child\" data-id=\"5b8c834\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a53d55c e-con-full e-flex e-con e-child\" data-id=\"a53d55c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ab884cf e-con-full e-flex e-con e-child\" data-id=\"ab884cf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-430a542 e-con-full e-flex e-con e-child\" data-id=\"430a542\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b6163c elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"0b6163c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e182c2 e-con-full e-flex e-con e-child\" data-id=\"7e182c2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7736e elementor-widget elementor-widget-spacer\" data-id=\"6b7736e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6928049 e-con-full e-flex e-con e-child\" data-id=\"6928049\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e00d615 elementor-widget elementor-widget-heading\" data-id=\"e00d615\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">GEORGE ROBERTSON<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5e7684 elementor-widget elementor-widget-text-editor\" data-id=\"e5e7684\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>George is an executive director of Galileo Advice. He is also a practicing attorney at VanDerMerwe &amp; Robertson attorneys. He believes that drafting a <strong>FAMILY CONSTITUTION <\/strong>is the cornerstone that ensures your family business endures for generations to come.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-132929c e-con-full e-flex e-con e-child\" data-id=\"132929c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8cd3679 e-con-full e-flex e-con e-child\" data-id=\"8cd3679\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32c25fc elementor-widget elementor-widget-heading\" data-id=\"32c25fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">MONIQUE BR\u00c4SLER<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f887a82 elementor-widget elementor-widget-text-editor\" data-id=\"f887a82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Monique is the head of Galileo Advice&#8217;s Wealth Management and helps families with the financial capital component of their <strong>FAMILY CONSTITUTION<\/strong>. She holds an honours degree in financial planning and also a diploma in investment advice from the Chartered Institute of Securities and Investments of the United Kingdom.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0bc2ae e-con-full e-flex e-con e-child\" data-id=\"c0bc2ae\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c25001f elementor-widget elementor-widget-image\" data-id=\"c25001f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"473\" height=\"843\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-monique.webp\" class=\"attachment-large size-large wp-image-851\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-monique.webp 473w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-monique-168x300.webp 168w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-monique-7x12.webp 7w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08ba75d e-con-full e-flex e-con e-child\" data-id=\"08ba75d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e4543b6 e-con-full e-flex e-con e-child\" data-id=\"e4543b6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2709a40 e-con-full e-flex e-con e-child\" data-id=\"2709a40\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7730950 elementor-widget elementor-widget-image\" data-id=\"7730950\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"478\" height=\"512\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-theo-e1764753011309.webp\" class=\"attachment-large size-large wp-image-849\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-theo-e1764753011309.webp 478w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-theo-e1764753011309-280x300.webp 280w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/09\/contact-theo-e1764753011309-11x12.webp 11w\" sizes=\"(max-width: 478px) 100vw, 478px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-828060a e-con-full e-flex e-con e-child\" data-id=\"828060a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-602a3a9 elementor-widget elementor-widget-heading\" data-id=\"602a3a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">THEO VORSTER<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8fc3a3 elementor-widget elementor-widget-text-editor\" data-id=\"f8fc3a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Theo Vorster is an economist, co-founder and CEO of Galileo Capital, and a director of Galileo Advice. Family businesses are close to his heart, as preserving wealth for generations can be an asset to the entire family. He believes that a <strong>FAMILY CONSTITUTION <\/strong>can help make the family\u2019s dream of a successful family business a reality.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d54be2 e-con-full e-flex e-con e-child\" data-id=\"7d54be2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-71fea64 e-con-full e-flex e-con e-child\" data-id=\"71fea64\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-595c80a elementor-widget elementor-widget-heading\" data-id=\"595c80a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Lee- Ann Naude - Paraplanner<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df2401e elementor-widget elementor-widget-text-editor\" data-id=\"df2401e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Lee-Ann is a dedicated Financial Planner with a career spanning back to 2016. Holding a CFP designation, she am committed to the highest standards of professional conduct and ethics. Her approach is rooted in a deep passion for financial wellbeing, ensuring that every strategy we implement is not only compliant but perfectly aligned with the client\u2019s needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b41c7c6 e-con-full e-flex e-con e-child\" data-id=\"b41c7c6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5adb046 elementor-widget elementor-widget-image\" data-id=\"5adb046\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"765\" height=\"1010\" src=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/12\/contact-lee-ann.webp\" class=\"attachment-large size-large wp-image-1019\" alt=\"\" srcset=\"https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/12\/contact-lee-ann.webp 765w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/12\/contact-lee-ann-227x300.webp 227w, https:\/\/dev.familiegrondwet.co.za\/wp-content\/uploads\/2025\/12\/contact-lee-ann-9x12.webp 9w\" sizes=\"(max-width: 765px) 100vw, 765px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e69a47 e-flex e-con-boxed e-con e-child\" data-id=\"6e69a47\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f232edb e-con-full e-flex e-con e-child\" data-id=\"f232edb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f599d42 e-con-full e-flex e-con e-child\" data-id=\"f599d42\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c48fb8 elementor-widget elementor-widget-heading\" data-id=\"0c48fb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">For more information or for a consultation, please contact us at<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-82933ba e-con-full e-flex e-con e-child\" data-id=\"82933ba\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e45d231 e-con-full e-flex e-con e-child\" data-id=\"e45d231\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7fb7af elementor-widget elementor-widget-spacer\" data-id=\"a7fb7af\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53b4c80 e-con-full e-flex e-con e-child\" data-id=\"53b4c80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-556fb01 elementor-widget elementor-widget-heading\" data-id=\"556fb01\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">EMAIL<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd809f3 elementor-widget elementor-widget-heading\" data-id=\"fd809f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:monique@galileocapital.co.za\" target=\"_blank\">Monique@galileocapital.co.za\n<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c7f5bb e-con-full e-flex e-con e-child\" data-id=\"9c7f5bb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74229ae elementor-widget elementor-widget-shortcode\" data-id=\"74229ae\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-155 forminator-design--flat  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-155\" data-uid=\"69e60705e5354\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-155\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-155 forminator-design--flat  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"155\"\n\t\t\t\t data-color-option=\"default\" data-design=\"flat\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"69e60705e5354\" action=\"\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-12\"><div class=\"forminator-row forminator-no-margin\" data-multiple=\"true\"><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-first-name-1_69e60705e5354\" id=\"forminator-field-first-name-1_69e60705e5354-label\" class=\"forminator-label\">First Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1-first-name\" placeholder=\"E.g. John\" id=\"forminator-field-first-name-1_69e60705e5354\" class=\"forminator-input\" aria-required=\"true\" data-multi=\"1\" autocomplete=\"given-name\" value=\"\" \/><\/div><\/div><div class=\"forminator-col forminator-col-md-6\"><div class=\"forminator-field\"><label for=\"forminator-field-last-name-1_69e60705e5354\" id=\"forminator-field-last-name-1_69e60705e5354-label\" class=\"forminator-label\">Last Name<\/label><input type=\"text\" name=\"name-1-last-name\" placeholder=\"E.g. 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Estate Planning<\/option><option value=\"Trusts-&amp;-Structuring\"  data-calculation=\"0\">Trusts &amp; Structuring<\/option><option value=\"custom_option\"  data-calculation=\"0\">Other<\/option><\/select><div class=\"forminator-field forminator-custom-input\"><input id=\"custom-forminator-form-155__field--select-1_69e60705e5354\" name=\"custom-select-1\" class=\"forminator-input\" aria-label=\"Other\" value=\"\" \/><\/div><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"textarea-1\" class=\"forminator-field-textarea forminator-col forminator-col-12\"><div class=\"forminator-field\"><label for=\"forminator-field-textarea-1_69e60705e5354\" id=\"forminator-field-textarea-1_69e60705e5354-label\" class=\"forminator-label\">Message<\/label><textarea name=\"textarea-1\" placeholder=\"Enter your message...\" id=\"forminator-field-textarea-1_69e60705e5354\" class=\"forminator-textarea\" rows=\"6\" style=\"min-height:140px;\" maxlength=\"180\" ><\/textarea><span id=\"forminator-field-textarea-1_69e60705e5354-description\" class=\"forminator-description\"><span data-limit=\"180\" data-type=\"characters\" data-editor=\"\">0 \/ 180<\/span><\/span><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"captcha-1\" class=\"forminator-field-captcha forminator-col forminator-col-12\"><div class=\"forminator-captcha-left forminator-g-recaptcha recaptcha-invisible\" data-theme=\"light\" data-badge=\"inline\" data-sitekey=\"6LdJEeQoAAAAAMFRpxGHUB0Bqhubr9BH1TQEI-i9\" data-size=\"invisible\"><\/div> <\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">Send Message<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"73b5c2047d\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en_za\/wp-json\/wp\/v2\/pages\/20\" \/><input type=\"hidden\" name=\"form_id\" value=\"155\"><input type=\"hidden\" name=\"page_id\" value=\"20\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/dev.familiegrondwet.co.za\/en_za\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><input type=\"hidden\" name=\"trp-form-language\" value=\"en_za\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f488f7 e-con-full e-flex e-con e-child\" data-id=\"8f488f7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-091d263 elementor-widget elementor-widget-text-editor\" data-id=\"091d263\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>PLEASE NOTE! No fees are charged after the first consultation and it is obligation-free. It is an opportunity for all stakeholders to decide whether they want to proceed with the process. Galileo Advice is assisted by its shareholders (Galileo Capital and VanDerMerwe &amp; Robertson Attorneys) to provide various intergenerational services such as estate planning and structuring to various South African family businesses.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f6b5067 e-flex e-con-boxed e-con e-parent\" data-id=\"f6b5067\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc7f2e8 elementor-widget elementor-widget-html\" data-id=\"fc7f2e8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\r\njQuery( document ).ready( function( $ ) {\r\n\t$( document ).on( 'click', '.close-popup a', function( event ) {\r\n\t\telementorProFrontend.modules.popup.closePopup( {}, event );\r\n\t} );\r\n});<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>",
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